Align your funding with your fitout.

Owners and operators planning a fitout who want their project budgets and supporting information ready for finance discussions — whether they're working with an existing broker or considering an introduction to a commercial finance professional.

Alongside cost planning and contractor selection, so funding information is ready when decisions need to be made. Earlier coordination means fewer surprises at payment milestones.

Fitout Funding Pack

As part of an agreed cost-planning scope, we assemble:

• Construction and equipment budgets
• Consultant and authority allowances
• Furniture and signage costs
• Contingency
• Available contractor and supplier quotes
• Indicative programme and payment milestones
• Approvals status and outstanding risks

We distinguish documented prices, estimates and unresolved allowances. We identify other opening costs for you to discuss with your accountant. We don't assess business viability or determine borrowing capacity.

Optional Finance Professional Introduction

Where a suitable partner has been confirmed, you can request an introduction to a commercial finance professional to discuss your funding needs. You can also use your existing broker or lender — we can coordinate with them within the agreed scope.

An introduction is available only when an active, owner-approved partner is configured. Choosing an introduction doesn't share your details with anyone; it's a request for us to follow up and seek your separate consent first.

Project and Funding Coordination

We coordinate project information and payment schedules with you and your finance professional. We highlight deposits, equipment orders and construction milestones that need confirmed funding availability.

Only your finance professional or lender confirms funding conditions and drawdown availability. We don't recommend committing to works based on unapproved finance.

Funding pack preparation forms part of an agreed project scope. Introductions and coordination are optional. Finance is subject to the finance provider's assessment and terms.

Can you arrange or approve my loan? Cedrus Advisory prepares project information and coordinates with your finance professional. Finance professionals and lenders handle finance assessment, recommendations, applications and approval.

Can I use my own broker? Yes. We can coordinate with your existing finance professional within the agreed scope.

Does the fitout budget include every cost of opening? We identify project costs and allowances appropriate to the scope. Operating capital and broader business funding requirements should also be discussed with your accountant and finance professional.

Is funding guaranteed? No. Finance availability and terms depend on the finance provider's assessment.